The licensed financing partner behind Southern Africa's fastest-paying supply chains.
Khana Capital is a business-to-business credit provider building the financial infrastructure African supply chains have been missing: purchase order financing, and Swiftly Finance, the digital platform automating early payment for suppliers to Debswana, Morupule and Botswana's Ministry of Trade.
Two products. One problem solved: cash trapped in approved work.
Whether a supplier is waiting to be paid for completed work, or a business needs capital to fulfil a contract it hasn't started yet, Khana Capital prices the transaction, not the borrower's balance sheet.
Purchase Order Financing
Working capital to help businesses deliver on awarded contracts, backed by four years of experience assessing creditworthiness and monitoring financed projects to completion.
- Creditworthiness & capacity assessment
- Supplier and contract-issuer vetting
- Milestone monitoring through delivery
Swiftly Finance early payment
Our digital supply-chain financing platform, integrated directly into a buyer's ERP system, turning any approved invoice into cash for the supplier within 1–2 business days.
- ERP-agnostic, works with SAP, Odoo, Oracle
- No collateral, no audited financials required
- Off-balance-sheet for the corporate buyer
Extend your payment terms without extending your suppliers' pain
Connect
A secure API call links our platform to your existing ERP system, with no process change on your side.
Approve as usual
Invoices are approved through your normal workflow; nothing changes internally.
We settle suppliers
Suppliers who want early payment are funded by Khana Capital or a partner financier within days.
You pay on schedule
You settle with us on the original due date. Your working capital position is unchanged.
Built by operators who've done this before
Theo Modise
15 years in digital finance. Founding CEO of one of Botswana's first citizen-owned mobile wallets. UCT MBA.
Kush Fanikiso
Former engineer at Meta and PayPal. Built systems supporting over 3 billion users globally.
Felicia Fanikiso
CA(SA). Big Four audit background across listed banks, microlending and private equity.
A track record built with institutions that don't take chances on financing partners
Bring your supply chain to Khana Capital
Off-balance-sheet funding for your suppliers, standardised payment terms, and zero cost to your business.
Talk to our teamBack the platform, not just a loan
Ring-fenced investment programmes with a targeted 15% p.a. return, secured against approved invoices.
View investment overview →Khana Capital vs. Swiftly Finance
This site speaks to corporates, SOEs and investors deciding whether to trust Khana Capital as an institution. swiftly.finance speaks to a supplier who just wants to get paid. Same identity system, different job.
Why leadership appears here, not on Swiftly
Institutional trust is a founder-and-team decision; a supplier logging in to request payment doesn't need to meet the CFO first. This is where that credibility work belongs.
The dual CTA at the base
One page, two very different visitors: a corporate procurement lead and a prospective investor, each gets a direct, separate next step instead of one generic "contact us."